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Some insurers (such as New York Life Insurance Co.) implement policies based on frequency of use, whereby light to moderate use incurs no extra premium, but heavy recreational use does incur an increased premium

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However, Im also against smokers thinking that somehow I should have to put up with the disgusting smoke from that habit if I go out for a meal or a drink. Sean Delonas Lady, did you know its against the law to smoke virtually everywhere in Ontario? Terry Mosher (Aislin) The Montreal Gazette 1996 How dare you foul my environment with that nasty, dirty, stinking cigaret! Jim Morin The Miami Herald 1979 In 1979 Dade County, Florida held the nations first local referendum on an anti-smoking ordinance to require separate non-smoking sections in restaurants